Proplend matches you directly with borrowers seeking loans for commercial mortgages, returning rates in the region 5-12% p.a. All loans through Proplend are secured against income-producing commercial properties, and the loan-to-value is usually between 0 and 65% of the asset value - 75% max.
With a Proplend investment you manually select your loans, allowing you to build a high-interest portfolio. With this comes greater risk, as your investment is not covered by a provision fund, only asset security. Proplend has recorded no defaults to-date.