Default Rate:


Total Lent:

£2 bn

Provision Balance:

£12.5 m

Who You Lend To

Zopa invented peer-to-peer lending in 2005. They created the market, inspiring marketplace lending globally. Zopa matches you with individuals looking for unsecured loans. The most popular reasons are: car, home improvements and paying off credit cards. Zopa is one of three platforms to have lent over £1bn and have, at present, lent the most across their platform.

Zopa has won ‘Most Trusted Personal Loan Provider’ six years in a row by Moneywise Customer Awards.

Asset Secured

Early Access

Provision Fund


How To Apply

  • Open Account
  • Choose Product
  • Min Investment: £10.00